The Vehicle Rating Revolution: Using Whole-Vehicle Data (An In2Risk 2025 Replay)

The Vehicle Rating Revolution: Using Whole-Vehicle Data
An In2Risk 2025 Replay

Presenters: Jill Kirshman, CPCU, ACAS, and Gary Wang, FCAS, MAAA, CSPA

Feb. 12, at 2 p.m. ET

Join industry leaders from CARFAX and Pinnacle Actuarial as they discuss the impact of vehicle attributes on insurance loss costs, including a review of methods currently in use for vehicle rating and their shortcomings. We will investigate the impacts of vehicle attributes currently in use like horsepower, weight, and drivetrain. Then, we will show the benefits from newer technologies like advanced driver assistance systems and modern driver interfaces. We will propose an approach to vehicle build modeling to gain the most lift over existing vehicle rating tools. Finally, we will provide a roadmap for regulatory approval of rate relativities derived from vehicle build models.

This webinar is a replay of a popular session from In2Risk 2025 in New Orleans from Nov. 3-5. We hope this replay will get you excited about In2Risk 2026 in Las Vegas, Oct. 19-21. Save the date!

Presenters:

Jill Kirshman, CPCU, ACAS

Manager of Advisory Services

CARFAX
 

Jill Kirshman joined CARFAX in 2020 with seven years of experience as an actuarial analyst for both national and regional preferred carriers. In addition to her actuarial expertise, she has managed product lines and improved profitability by implementing strategic projects. She is an effective leader and project manager who combines these skills with her analytics background to help insurance underwriting customers maximize the benefits of Vehicle History Data in their underwriting and pricing.

Gary Wang, FCAS, MAAA, CSPA

Senior Consulting Actuary

Pinnacle Actuarial Resources
 

Gary Wang is a Senior Consulting Actuary at Pinnacle Actuarial Resources. Gary has been in the property/casualty insurance industry since 1999. His consulting focus is on applying analytics ideas and approaches to help solve insurance problems, with particular interest in blending technical concepts with the practical business considerations these problems require.